Stop Foreclosure Fast in FL

Life can happen to anyone. Usually something catastrophic happens, Divorce, Bad Tenants, Job Loss, Death of a Spouse, Rising Maintenance Costs, etc., that causes us to miss a payment and before you know it, collections, demands and ultimately foreclosure. A Loan Modification may be the perfect solution. Maybe you have tried for a loan modification, and you were denied, so you think that a Loan Modification is not an option. Unfortunately, most people propose a loan Modification by simply submitting documents that the bank requests.

Remember, The Bank is not trying to help you get your loan modification approved. In most cases, they benefit more by foreclosing on your home, collecting the insurance on the loan default, and then selling your home at auction. This way the bank potentially gets 3 paydays. If they approve you for a Loan Modification, you may be paying your loan back at 2.00% and that is not necessarily the highest value to your lender. While you are sending the same documents over and over, your lender is hoping that you will get frustrated and give up, or that eventually they will ask for something that, when you provide it, will cause you not to be able to be approved. Our Approach is completely different.

We Propose Settlement via Loan Modification and we use state of the art, industry standard software to determine 1) What is the amount that the bank would anticipate receiving at foreclosure auction? 2) What is the lowest mortgage balance that can be offered that is still a better settlement than the bank would get if they had to sell the house at foreclosure auction, 3) What is the minimum payment for the mortgage that would qualify as better, for the bank, than foreclosure? 4) What the optimal income would be to qualify for that payment. This information is invaluable for Loan Modification Approval. By simply submitting documents without knowing what you are trying to qualify for, you will most likely end up as the next person denied for a Loan Modification.

If you are trying to save your home from foreclosure, you would probably like to know that CNA Financial, Inc. has already Saved Homeowners, just like you, Millions of Dollars in Principal, Interest Rate and Payment Reduction, through loan modification, when their objective was to keep their home!

Through industry standard processing systems and personal service, we are able to work with Most National Banks and Regional Mortgage companies. The type of Approval you obtain, for a loan modification is dependent primarily on your ability to make the minimum acceptable modified mortgage payment, but at the same time, you cannot be earning enough to pay your current mortgage. Sounds simple, but after personally reviewing thousands of transactions and closing hundreds, I have found that more than 9 out of 10 loan modifications are not approved because they were not presented properly.

Most national banks have been charged multi million dollar penalties for deceptive lending practices, as well as, unethical loss mitigation practices. Believe me, the banks are not a charitable organization and they are dependent on profit and they will squeeze it at every opportunity. So while you are giving them your pay stubs, the bank is actually looking for the best reason to decline your loan modification application. If you seem to be getting the paperwork in on time, they will start to tell you that "your paperwork is not legible", or "the paperwork is not in the file", or for some other reason, you have to send it again.

Unfortunately, that happens even when CNA Financial, Inc is processing the loan modification or short sale or you. Until Now, the best way to handle that was to politely confirm the documents that the lender wants, every week, and get the documents to your bank right away.

NOW!

You can fight back against the violations that your lender made while processing your loan modification or short sale. That's right, you may be entitled to monetary compensation for these violations. To see if you may be entitled to monetary compensation, Check the FREE Audit Offer Tab at the top of this page, and Download the CFPB Violations Worksheet, complete the 10 Yes or No Questions and call or email your form for rapid review of your answers and other specific loan information. you may be asked to provide additional information, to confirm that we have identified all violations

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Tired of Dealing with Your Bank ... and getting nowhere?

Have you already tried to get a Loan Modification, and you just want to Bow Out Gracefully? We have "The Network" of Real Estate Agents, Private Lenders, Title Companies, Foreclosure & Bankruptcy Attorneys, Appraisers, Contractors, Credit Repair Professionals, etc for all phases of your Short Sale and Traditional Real Estate Transaction. Our Network of professionals work with Houses In Any Condition, regardless of the Owner's Personal Situation.

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Find Out How you Can...

Prevent The Bank(s) From Taking Your Home Away From You

Put Fast Cash In Your Pocket If You Decide To Sell

Use The Law To Help You Avoid Foreclosure

Sell Even If You DO NOT Have Any Equity

We are a group of highly educated real estate professionals in FL that have proven techniques to helping homeowners avoid foreclosure in FL fast. Get the peace of mind you deserve by educating yourself on your options. We offer a FREE, NO OBLIGATION consultation that will empower you to make an educated choice that is right for you and your family.

Don't worry...you are not alone! Thousands of homeowners from all across the country are experiencing the same financial frustrations that you are. Remember that you are not in foreclosure...your house is! Take back control and download our free report today.

We do not just complete applications. We do extensive research, use industry standard Net Present Value Calculations, and our 25 years of mortgage and real estate experience to Propose Settlement via Loan Modification and we use state of the art, industry standard software to determine 1) What is the amount that the bank would anticipate receiving at foreclosure auction? 2) What is the lowest mortgage balance that can be offered that is still a better settlement than the bank would get if they had to sell the house at foreclosure auction, 3) What is the minimum payment for the mortgage that would qualify as better, for the bank, than foreclosure? 4) What the optimal income would be to qualify for that payment. This information is invaluable for Loan Modification Approval. By simply submitting documents without knowing what you are trying to qualify for, you will most likely end up as the next person denied for a Loan Modification.